In this episode of Money Made Simple, Jennie and Liv address the often intimidating and complex world of investing, breaking down the finance-bro jargon! Gaining a deeper understanding around some of these tricky terms is super useful for anyone looking to make informed investment decisions and manage their finances effectively. Today, we break down key investment terms into simple, easy-to-understand language to help you navigate the investment landscape confidently. This episode covers:

• Definitions of need-to-know investment terms such as "investment" and "assets," and how they relate to your financial growth
• Clarifications on stuff like shares, bonds and dividends, including their roles in personal finance and how they impact investment portfolios
• Insights into investment funds - how they work and the benefits they offer to individual investors vs DIY investing
• The concepts of diversification and asset allocation, explaining why they are critical for risk management in investments
• The significance of understanding investment risk and return, and how to balance the two to suit your own goals, timing, and the "sleep test"
• A very quick intro to hedging strategies and their relevance in protecting investments from currency fluctuations

Resources we mention in this episode:

- Sorted.org: https://www.sorted.org.nz
- Investopedia: https://www.investopedia.com
- MoneyHub: https://www.moneyhub.co.nz

By the end of this episode, you'll hopefully have a solid grasp of essential financial terms and concepts... which will empower you to make smarter, more strategic investment choices. Whether you're a novice looking to start investing or seeking to deepen your existing knowledge, this episode is your guide to demystifying the complex language of finance. So tune in to tune up your financial literacy (and maybe take the plunge you've been putting off!).

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Disclaimer: This podcast contains personal opinions and is intended to provide educational information only. It doesn't relate to your particular financial situation or goals and is not financial advice or recommendations. Simplicity New Zealand Limited is the issuer of the Simplicity KiwiSaver scheme and investment funds. For product disclosure statements please visit Simplicity's website simplicity. kiwi.